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Payment Policy

Last updated: November 7, 2025

1. Our Commitment to You

At Seoul Luma, we are committed to providing a secure and straightforward checkout experience. This policy explains our accepted payment methods and how payments are processed.

2. Accepted Payment Methods

All prices on our website are displayed in USD (United States Dollars).

  • PayPal: You can pay using your PayPal account or linked payment methods.
  • Credit & Debit Cards (via PayPal Guest Checkout): Even if you do not have a PayPal account, you can still pay using major cards such as Visa, MasterCard, and American Express through PayPal’s secure Guest Checkout option.

Note: You do not need a PayPal account to complete your purchase. Simply select “Pay with Debit or Credit Card” at checkout.

3. Secure Transactions

Your security is our priority. All transactions are processed through encrypted, PCI-compliant payment gateways. We do not store your full card details, and PayPal provides advanced fraud-protection systems to safeguard your payment.

4. Order & Payment Confirmation

Full payment is required at the time of checkout. Your order will be processed and prepared for shipment once payment has been successfully authorized. Orders with incomplete or failed payments will not be processed.

5. Payment Issues

If you experience issues completing your payment, please try the following:

  • Verify that your card supports international online purchases.
  • Ensure your billing information matches your bank records.
  • Try using a different card or PayPal Guest Checkout.

If problems continue, please contact your card provider or reach out to us for support.

6. Contact for Payment Inquiries

For any payment-related questions, please contact us.

Seoul Luma is a brand operated by HS Trading, a registered business in South Korea.

Legal Business Name: HS Trading
Business Registration Number: 393-69-00592
Customer Service Phone: +82 10 7902 9955 (WhatsApp available)
Email: info@seoul-luma.com
Address: 61, Yanggok 2-ro 80beongil, Gimpo-si, Gyeonggi-do, Republic of Korea